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Steven Martinez

Loan Officer

Office: 800-342-6597
Mobile: (201) 937-9650
Fax: (908) 592-0293
Email: smartinez@jerseymortgage.com
Address: 511 South Avenue East Cranford, NJ 07016
NMLS #: 1252193

More About Steven Martinez:

I am a Mortgage Loan Originator with Jersey Mortgage Company, which specializes in residential loans for current and first time home buyers. With my enthusiasm and extensive knowledge of the mortgage industry, there is no better person to bring you closer to your dream home. I have helped numerous home buyers navigate through the ins and outs of the mortgage process and have eased any and all concerns during that process. I take great pride in my focus and even greater pride in my dedication towards each client and their specific goals. 

We specialize in a wide range of Purchase and Refinance loan products: VA, FHA, FHA 203K Rehab products, Fannie Mae, Freddie Mac., and HARP.



Steve was awesome!

Steve is an upbeat, personable, and committed professional who worked with us to get the best rate and loan that fit our needs. He was extremely helpful throughout the entire process and was always available to answer any questions we had. Although it wasn't required, Steve came to our closing to represent Jersey Mortgage Company. It was reassuring and nice to have him there to support us and be there just incase we needed anything. We would highly recommend him to anyone looking for a mortgage!

Nicole M

First time home buyer loans don’t have to be confusing

Timing is everything when it comes to real estate and financing. With home prices and home mortgage rates so low, there’s never been a better time to refinance your current loan, purchase a second home or explore First Time Home Buyer Loans.

There’s also never been a more important time to look beyond the promise of low rates and get your home loan from a mortgage company you can trust; one with a proven record of unsurpassed customer service and an established reputation. Whether you’re in the market for fixed rate or adjustable mortgage rate terms, our award-winning mortgage company in NJ can customize the right mortgage package just for you.

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Loan Options

You Can Pick From

Because we’re a direct lender, we’re able to offer programs and services that others can’t; like direct in-house underwriting, FHA, USDA, VA, First Time Home Buyers, and other home loan programs. And, we have established relationships with all the major financial lenders so you get exactly the right loan package for your needs.

  First Time Home Buyers

Explore the benefits of our First Time Home Buyer programs and see what unique advantages exist for new home buyers.

  FHA Loans

FHA refinance and other FHA loans are ideal for families who have a compromised or non-existent credit history

  USDA Rural Housing Loan

When a traditional home loan isn’t an option, and you’ve found a home in an eligible county, a USDA Rural Housing Loan is an option.

  VA Home Loans

The VA Home Loan program helps Veterans acquire homes with almost no “red tape” and extremely flexible guidelines.

  Mortgage Refinancing Options

With mortgage refinancing, you can free up cash to pay down debt or even invest in other real estate

  Reverse Mortgages

There are many mortgage options available to suit almost every type of borrower., including Jumbo Loans and more.

What Our Customers Think

See what others are saying about our unequalled service, and why we have built a reputation second to none!